Bill Consolidation

The solution to your high-interest debt Rates as low as 11.74% APR* up to 36-month term

An SJCU Bill Consolidation loan can help you wipe out your debts with one affordable monthly payment. Plus, you can knock out those high interest rates to get out of debt even faster.

• Pay off high-interest credit card bills
• Pay off high-interest installment loans
• Lower your monthly bill payout
• Gain additional cash flow every month
• Pay no up-front costs

Loan amount may not exceed twice the total monthly gross salary with a maximum loan of $10,000. No collateral required.

Apply online for a bill consolidation loan today or visit one of our Member Service Representatives at the branch nearest you.

Also apply by Fax and Mail: You can also call (408) 294-8800 or email us at sjcu@sjcu.org to get the process started. We can fax or email you the application and you can fax it back to (408) 287-2305 or mail it to us Attn: Loan Department, 140 Asbury Street, San Jose, CA 95110.

*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Some restrictions may apply. All loans are subject to credit approval. Actual rate offered is determined by the loan term requested and by the applicant's individual credit profile. Posted rates include discounts for repayment options. For more information call (408) 294-8800 or email loans@sjcu.org.