Share Secured Loans

San Jose Credit Union offers Share Secured loan for those members who would like to borrow against their share balance. With a SJCU Share Secured loan you can make that purchase or pay that bill without withdrawing the funds from your savings account.

Key Benefits:

• Low loan rates
• Quick authorization

Rate is 3.00% APR* over the Regular Share rate up to a 60-month term.

Apply online for a Share Secured Loan today or visit one of our Member Service Representatives at the branch nearest you.

Also apply by Fax and Mail: You can also call (408) 294-8800 or email us at sjcu@sjcu.org to get the process started. We can fax or email you the application and you can fax it back to (408) 287-2305 or mail it to us Attn: Loan Department, 140 Asbury Street, San Jose, CA 95110.

*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Some restrictions may apply. All loans are subject to credit approval. Actual rate offered is determined by the loan term requested and by the applicant's individual credit profile. Posted rates include discounts for repayment options. For more information call (408) 294-8800 or email loans@sjcu.org.